IQRA SONAM; MUHAMMAD HAFEEZ; MIRZA NASIR JAHAN MEHDI; MUHAMMAD TAYYAB TAHIR. DIGITAL FINANCIAL LITERACY AND FINANCIAL BEHAVIOR: HOW FINANCIAL CONFIDENCE AND DIGITAL FINANCIAL RISK AWARENESS SHAPE FINANCIAL DECISION-MAKING. JOURNAL OF SOCIAL RESEARCH DEVELOPMENT, [S. l.], v. 7, n. 7, p. 48–77, 2026. DOI: 10.59075/jsrd.v7i7.501. Disponível em: https://www.jsrd.org.pk/index.php/jsrd/article/view/501. Acesso em: 14 sep. 2026.