ASHFAQ AHMAD. THE FINANCIAL TECHNOLOGY, DIGITAL TRANSFORMATION & REGULATORY COMPLIANCE IN BANKING SECTOR: CHALLENGES VS OPPORTUNITIES. JOURNAL OF SOCIAL RESEARCH DEVELOPMENT, [S. l.], v. 6, n. 3, p. 35–43, 2025. DOI: 10.53664/JSRD/06-03-2025-04-35-43. Disponível em: https://www.jsrd.org.pk/index.php/jsrd/article/view/428. Acesso em: 27 mar. 2026.